|
Rates Last Updated:
09/30/08
Disclaimer:
These rates are for information purposes only and may
not be indicative of the most current rate.
Please contact your branch office to ensure that
the rate is still current.
Savings Rates
|
Account Type
|
Minimum Balance Requirement |
Rate |
APY |
|
Money Market Account |
$2000 - $9,999
$10,000 - $24,,999
$25,000 - $49,999
$50,000 - $99,999
OVER $100,000 |
1.25%
1.50%
2.00%
2.50%
3.00% |
1.26%
1.51%
2.01%
2.52%
3.03% |
|
Regular Shares |
$100 - $1,999
$2000 - $9,999
$10,000 - $24,999
$25,000 - $49,999
$50,000 - $99,000
Over $100,000 |
.75%
.75%
1.00%
1.00%
1.25%
1.25% |
.75%
.75%
1.00%
1.00%
1.26%
1.26% |
|
Holiday Club |
$.01 |
.75% |
.75% |
|
Vacation Club |
$.01 |
.75% |
.75% |
|
Checking |
$500.00 |
.25% |
.25% |
|
Certificates
3 month
6 month
12 month
36 month |
$1000. minimum |
2.21%
2.46%
2.71%
3.46% |
2.25%
2.50%
2.75%
3.50% |
Unsecured (Signature) Loans
|
Risk Category |
Borrow up to |
36 months |
48
months |
60 months |
|
A+
(lowest risk) |
$20,000 |
8% |
9% |
10% |
|
A |
$20,000 |
9% |
10% |
11% |
B
(most
applicants) |
$15,000 |
11% |
12% |
13% |
|
C |
$7,500 |
14% |
|
|
D
|
$5,000 |
16% |
|
|
|
All applicants must be credit
qualified. Your actual rate is
determined by your credit report and
FICO score.
Note: All rates are expressed
as the Annual Percentage Rate (APR) |
Automobile / Motorcycle
"Rates as low as"
|
Term |
2006-2008 |
2002-2005 |
1999-2001 |
|
1 - 36 months |
4.75% |
5.75% |
6.75% |
|
37 - 48 months |
5.00% |
6.00% |
7.00% |
|
49 - 60 months |
5.25% |
6.50% |
|
72 months
(over $20k) |
5.75% |
|
|
|
All applicants must be credit
qualified. Your actual rate is
determined by your credit report and
FICO score.
If your current auto/motorcycle loan
is financed with a bank or finance
company at a higher rate, we will
buy you loan from them, which may
save you hundreds of dollars in finance charges.
Note: All rates are expressed
as the Annual Percentage Rate (APR) |
Boat/RV - Loan Rates
"Rates as low as"
|
Term |
Amount |
2006-2007 |
2005 & Older |
|
1 - 60 months |
Under $15k |
7.50% |
8.00% |
|
61 - 84 months |
Over $15k |
8.50% |
9.00% |
|
85 - 120 months |
Over $15k |
8.75% |
|
|
All applicants must be credit
qualified. Your actual rate is
determined by your credit report and
FICO score.
If your current boat/RV loan
is financed with a bank or finance
company at a higher rate, we will
buy you loan from them, which may
save you hundreds of dollars in finance charges.
Note: All rates are expressed
as the Annual Percentage Rate (APR) |
Mortgage
|
